The Disaster Insurance Claims team at Long & Long Attorneys at Law takes fire damage claims very seriously. If your Mobile, Alabama, business or home has suffered fire damage and the insurance companies are pushing back against the money you’re entitled to for your losses, you can count on our Mobile, AL, fire damage insurance claim attorneys to push back even harder to get you what you need. You can focus on rebuilding while we focus on taking on the insurance company, all the way to court if necessary.
We Make It Easy
When you work with us, we will take care of all the hard parts of your claim for you. You can focus on rebuilding, while we get to work for you.
You Deserve Compensation
Don’t settle for whatever an insurance adjuster is willing to offer. Our team will work with you to help you seek every penny you’re owed.
Contingency Fee Policy
We work on a contingency fee basis, so we don’t get paid unless you do. You won’t owe us anything unless you receive the money you’re owed.
We Know Fire Damage Can Be Devastating
Fire is ruthless once it starts to consume a building, taking with it precious personal belongings that cannot be replaced. We understand the pain you’re facing can be incredibly difficult to bear. You may be wondering how you’re going to make it through this, or what you’re going to do next. We want you to know we are here for you. In your hour of need our team will do our best to be your compassionate guides through the wreckage. We are the name you can trust to be someone to talk to as well as the attorneys who will fight to get the compensation you deserve.
$950 Million Won and Counting
Collectively, we’ve won our clients more than $950 million in settlements, and the number keeps growing. You can become a part of it too when you have our extensive experience and industry knowledge on your side.
Don’t Trust Insurance Adjusters
While insurance adjusters may seem friendly and helpful, always keep in mind who they work for. The insurance company is their employer, and insurance companies don’t work for you. In fact, they work by denying their policyholders as much compensation as possible. That’s how they profit. When our team conducts a damage assessment, you can be sure it’s designed to get you the coverage you need for your damages.
Frequently Asked Questions
A Mobile, AL, fire damage insurance claim attorney is your best bet at getting the compensation you deserve. Insurance companies will almost always lowball damage estimates, and they’ll put experienced lawyers against you if you try to challenge them.
Your policy is going to be different from everyone else’s, so the answer depends on unique circumstances. There are some general trends to look out for, though, as insurance companies may limit your policy to only cover fire damage. That means any damage like structural damage or smoke damage caused by the fire may not be included.
Insurers can deny claims for a wide variety of reasons. Your claim can be rejected simply because you took too long to file or you allegedly overestimated the value of the damages. It’s important to have an experienced attorney on your side who can help you fight back against their denials.
From the date of your filing, which should be soon after the incident itself, it should take about three to four months to settle. Of course, a variety of issues could prolong that timeline significantly. That’s why it’s always best to hire a lawyer to speed up the process.
Because the Disaster Insurance Claims team at Long & Long Attorneys At Law works on a contingency fee basis, you never have to worry about being able to afford a lawyer. We won’t charge you a penny unless you receive a settlement.
How to Respond to Fire Damage
If your home or business suffers fire damage, these steps can help you build a strong case in your favor:
- Gather evidence of the damage.
- Don’t get caught off guard by underinsurance penalties.
- Don’t use contractor bids for your claim.
- Get in touch with a lawyer urgently.
Types of Fire Damage Claims Commonly Denied
- Structural
- Smoke
- Water
- Total replacement vs. repairs
Contact Disaster Insurance Claims
If you’ve suffered fire damage, you deserve compensation and the best Mobile, AL, fire damage insurance claims attorneys by your side. Call the Disaster Insurance Claims team at Long & Long Attorneys At Law today for a free policy review.