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Business Interruption Insurance Claim

If you’ve experienced an interruption to the operation of your business due to an event out of your control, such as a natural disaster, we’re here to help.

Get Your FREE Policy Review

Business interruption can be absolutely crippling to any enterprise, and we know that it’s critical to the livelihood of your business to get the compensation you’re owed. Our business interruption claim attorneys will work with you closely, using our knowledge and expertise to present your loss of income claim correctly and get the full compensation you deserve. Not only do you deserve coverage for any necessary repairs in the event of damage to your business, but you need to be paid for the revenue you lost as well.

We're Here for You

We know how hard a business can be hit by an interruption of operation. That’s why our team is dedicated to fighting for what you’re owed.

Results That Matter

Our team is here to help you get the most out of your business interruption insurance claim. We focus on real results that make a difference.

Free Policy Review

With our free policy review, you have nothing to lose and potentially everything to gain. All it takes is one phone call or submission of our online form.

We Know Business Interruption Is Costly and Scary

Any kind of business interruption can drastically hurt a business and leave you feeling fearful for your future. Not only will you be losing revenue, but you may even have to cover the cost of repairs if your business was interrupted by a disaster of some kind. Your employees could suffer as well, so it’s essential that you get coverage for payroll and every other cost that business interruption interferes with. Let us take care of the insurance companies for you so you can focus on getting back in business.

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We Have Collected Over$500 Million for Policyholders

We’ve won more than $500 million for policyholders that insurance companies would have otherwise withheld. Thanks to our in-depth knowledge of the insurance industry, you can count on our team to serve as a trusted partner in your fight to get compensation.

Don’t Rely on Insurance Adjusters

To get the most out of your insurance claim, you’ll need a full assessment of the damages incurred by the business interruption. Only an experienced business interruption claim attorney can conduct an assessment that doesn’t underestimate the value of your losses. Plus, we’ll negotiate with the insurance adjuster if they don’t pay out as much as they should.

Frequently Asked Questions

While every policy is different, the potential for business interruption insurance coverage is quite extensive. Lost revenue, rent or lease payments, and taxes are pretty standard, though you can also get a policy that covers relocation costs and employee wages.

For the most part, there are three primary types of business interruption insurance. Direct business interruption covers loss of income during the period of restoration of the business’s property. Extended business interruption includes the income that’s lost after the property is repaired but before it returns to its pre-loss level. Finally, contingent business interruption covers damage to the property of any of the business’s suppliers and consumers.

If you’re making a business interruption claim, you’ll need these primary kinds of documents:

  • Insurance policy
  • Expense reports
  • Revenue reports
  • Inventory
  • Payroll history
  • Temporary lease or equipment rental expense

At Long & Long, you will work with a business interruption claim attorney who works on a contingency-fee basis. That means you won’t be charged anything at all until you’ve received compensation.

If your business has sustained damage:

Following these steps will help to ensure you get the most out of your claim.

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DOCUMENT YOUR DAMAGED PROPERTY

Take photos of the property that showcase all aspects of the business that suffered damage.

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DON’T SUBMIT A CONTRACTOR BID

You could receive much less than what you need if your policy is subject to under-insurance penalties.

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BEWARE OF UNDERINSURANCE PENALTIES

Don't submit contractor bids until after work begins.

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CONSULT AN ATTORNEY IMMEDIATELY

Contact a lawyer as soon as possible. Because public adjusters often turn claims over to attorneys anyway, you could be charged twice for your assessment.

Call Long & Long Today

If you’ve experienced a business interruption and need help with your insurance battle, our attorneys at Long & Long are here to help. Call us today or fill out our easy online form for a free consultation.