Our team of experienced Disaster Insurance Claims lawyers is here to help you recover the money you need to rebuild and move forward.
Birmingham and the surrounding areas are prone to tornadoes that strike no matter the time of day, week, month, or year. Alabama experiences an average of 60 tornadoes every year.
If a tornado damaged your home or business in Birmingham, our team of experienced and compassionate tornado insurance claims lawyers are here for you. We’ve helped thousands of policyholders receive millions for their claims, and we can help you, too. Get started today with your free policy review.
All you have to do is make one call to the Disaster Insurance Claims Team at Long & Long to get the help you need in recovering compensation for your losses.
You pay for insurance to protect your assets in the event of a tornado. We will negotiate with the insurance company on your behalf if they don’t want to hold up their end of the deal.
Our experienced tornado insurance claims lawyers will review your policy at absolutely no cost or obligation to you, giving you our professional advice on how to best move forward.
The Disaster Insurance Claims team at Long & Long is heartbroken to see the destruction caused by tornadoes in Birmingham and the Gulf Coast region. This is our community. Our friends, family and the local businesses we know and love have been affected by these deadly twisters. That’s why it’s important to us that you know you’re not alone. We’re in this together, and you can count on our team as a shoulder to lean on.
We’ve been helping neighborhoods rebuild and have helped home and business owners get the money they deserve for years, and we can help you, too. We will take care of everything so you can focus on spending time with your family and getting your life back on track while we seek the compensation you’re entitled to for your losses.
The Disaster Insurance Claims team at Long & Long has helped clients secure millions in settlements when insurance adjusters tried to undermine or deny their claims. We know how to negotiate with insurance companies to help our clients get the money they need and deserve.
Results vary and depend on the facts of each case.
If you have an insurance policy that covers you in the event of a tornado or other natural disaster, you deserve fair compensation for the losses you suffered. Unfortunately, insurance companies are not on your side and may be looking for ways to settle your claim for less than you’re entitled to. Let’s look at some of the reasons the insurance company may deny your claim to help you determine the next best steps.
If your policy has implied or explicit exclusions that your losses fall under, the insurance company may try to deny your claim. For example, you may have water damage that could be denied because you don’t have flood insurance.
The insurance adjuster may say that you overestimated the value of your losses and the repair or replacement costs, reducing your overall compensation.
In the worst case, the insurance adjuster may deny your claim altogether without providing a reason. If this occurs, don’t wait. Contact us immediately. We can work with the insurance company on your behalf to help you seek the money you’re entitled to.
If you experienced home or property damage as a result of a tornado or other natural disaster, the Disaster Insurance Claims team at Long & Long is here to fight for the compensation you deserve.
Insurance claims after a natural disaster can be complicated and stressful. Follow these steps when filing a tornado damage claim to maximize your insurance claim:
Disasters tend to strike multiple homeowners and business owners at once, overwhelming insurance companies. They not only want to settle your claim for as little as possible, but they also want to close the claim quickly and move on to the next. If this happens, don’t hesitate to call the Disaster Insurance Claims Team at Long & Long Attorneys At Law to get experienced attorneys on your side. We will work with the insurance company on your behalf, fighting for the money you truly deserve.
The compensation for your tornado damage insurance claim is determined by the insurance company. The insurance adjuster will consider the damage that occurred, the value of the items that were ruined, and the repair or replacement costs. This is why it’s important to have your own records of the damage to your property and receipts or documentation for replacement costs.
Insurance policies can be complicated and include a lot of different policy options and exclusions that can make or break your claim. Because of this, it’s important to understand your policy and what is and isn’t covered so you can be sure you’re getting fair compensation. If you have concerns, contact a tornado insurance claims lawyer to go over your claim and help you seek the money you need.
The timeline for receiving your insurance payment is influenced by many factors, including the extent of your damage, your policy details, how much of the insurance company’s client base is affected, and whether you accept the initial offer. If the claim is denied, appeals can take even longer. However, when you work with our experienced attorneys, we will work as quickly as possible to get your claim fairly settled so you can get back to living the life you had before the tornado.
If your home experienced such severe damage that you need to relocate temporarily, your insurance company may advance you some of your settlement money to cover your temporary living expenses. The insurance company may also approve some temporary repairs to prevent further damage to your home and to get it up to liveable standards.
