Tornados can be absolutely devastating, tearing up entire cities and robbing people of their livelihoods. If your home or business has suffered damage from a destructive tornado and your insurance claim is denied, all hope is not lost. We’re here to serve as your dedicated tornado insurance claims lawyers, also serving Birmingham and surrounding areas in Alabama and Mississippi, ready to help you fight for the money you need.
We're Here to Help
When the insurance adjuster turns against you, getting help is easy. We’re just a call away.
We have a history of getting results for our clients and will fight for the claim settlement you deserve.
Free Policy Review
We won’t charge you a penny for your policy review. Just get in touch, and we’ll get started right away.
We Understand What You’ve Suffered
Our Disaster Insurance Claims team at Long & Long Attorneys At Law has seen hundreds of tornado insurance claims just like yours. When you’ve lost your home or business to a tornado, it’s nothing short of devastating. You’re scared and angry, and you just want your life back. That’s why we’re here. When your claim gets denied, you have the right to challenge that denial and fight back. We’ll help you do just that. Get in touch with us to start the fight for your tornado insurance settlement today.
We’ve Collected More Than $950 Million For Policyholders
We’ve collected more than $950 million in settlements for commercial and residential policyholders. Insurance companies often hold back as much as they think they can get away with, but our team will work hard to make sure they pay out what you are due. With our knowledge of the law, our knowledge of the insurance industry, and our trusted reputation, you won’t find stronger defenders for your rights.
The Insurance Adjuster Is Not Your Friend
When you first meet them, insurance adjusters will come off kind and friendly. They’ll strive to appear understanding. When you don’t accept a lowball offer, however, they can turn to bullying or deny your claim outright. Our team of property damage lawyers knows how to gather evidence and put together a detailed assessment of the damage you’ve suffered. If we have to, we’ll go to court to make the insurance company pay.
Tornado Damage: Frequently Asked Questions
When your claim gets denied, you may feel helpless and be confused about what to do next. A qualified, experienced tornado damage lawyer can help guide you and fight for the settlement you deserve.
There are many reasons why claims are denied. In truth, insurance companies often look for reasons to deny claims because they don’t make money by paying out huge settlements. If your claim was denied and the insurance company didn’t give you a reason, call the Disaster Insurance Claims team at Long & Long Attorneys At Law for help.
This is a big question we get all the time. The most common reason for denials is that some or all of the damage isn’t covered by your policy for some reason. We’ll be happy to review your policy for free and let you know if your damage should be covered.
While every claim is different, our attorneys strive to secure the maximum settlement amount possible as quickly as possible. We know our clients need the money that is owed to them in order to begin rebuilding their lives, and this is not something we take lightly. While we will never sacrifice the money you need for a quick turnaround, you can be assured we will do everything in our power to put pressure where it’s needed and ensure you’re taken care of.
Our Disaster Insurance Claims attorneys at Long & Long don’t charge any fees unless they secure a settlement for you. Have your policy reviewed at no cost to you, and then sit back while our team handles negotiations and legal proceedings for you.
Steps to Take if You’ve Suffered Tornado Damage
It’s important to take these steps to be sure your claim is in good standing to be settled.
Document All Damage
Take notes and a lot of photographs from as many angles as you can. The more detail you can document, the better.
Don't Count on Contractor Bids
Submitting a contractor bid could leave you in the lurch if a contractor inflates their prices after they start working.
Watch Out for Insurance Penalties
If you're underinsured, you could find yourself paying penalties that drastically reduce your settlement.
Call a Tornado Insurance Claims Attorney
Calling an attorney can give you the best shot at getting the maximum insurance settlement for the losses you've suffered.
Common Reasons Tornado Damage Claims Are Denied
An insurance company will sometimes claim that water damage to your home requires flood insurance, or fire damage requires another type of insurance. If this is the case, we may be able to fight to get you a settlement.
Your insurance company might claim that a lot of the damage is “just cleanup,” which is an incidental cost. The truth is, a tree falling through your house isn’t just cleanup, and a tornado damage attorney can often challenge such denials.
Sometimes, the insurance adjuster will claim that your damage isn’t as serious or costly as you say it is, and deny your claim on that basis. An experienced tornado property damage lawyer can help you put together a solid assessment of the damage to fight for a settlement.
The most frustrating kinds of denials are those that don’t come with an explanation. Call our Disaster Insurance Claims team at Long & Long Attorneys At Law, and we may be able to force the insurance company to explain its actions, and then fight back to get you the settlement you need.
Never Trust the Insurance Adjuster
The insurance adjuster can’t be trusted to do the right thing. Let us offer you a detailed assessment of the damage to your structure and contents. We’ll account for the real damage and work hard to hold the insurance company responsible for paying the settlement you’re due.