brick home severely damaged by a tornado

Have You Suffered a Loss From Tornado Damage?

We’re here to help you seek the money you need from the insurance company so you can rebuild and move forward.

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Tornados can be absolutely devastating, tearing up entire cities and robbing people of their livelihoods. If your home or business has suffered damage from a destructive tornado and your insurance claim is denied, all hope is not lost. We’re here to serve as your dedicated tornado insurance claims lawyers, also serving Birmingham and surrounding areas in Alabama and Mississippi, ready to help you fight for the money you need.

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We're Here to Help

When the insurance adjuster turns against you, getting help is easy. We’re just a call away.

Real Results

We have a history of getting results for our clients and will fight for the claim settlement you deserve.

Free Policy Review

We won’t charge you a penny for your policy review. Just get in touch, and we’ll get started right away.

We Understand What You’ve Suffered

Our Disaster Insurance Claims team at Long & Long Attorneys At Law has seen hundreds of tornado insurance claims just like yours. When you’ve lost your home or business to a tornado, it’s nothing short of devastating. You’re scared and angry, and you just want your life back. That’s why we’re here. When your claim gets denied, you have the right to challenge that denial and fight back. We’ll help you do just that. Get in touch with us to start the fight for your tornado insurance settlement today.

a home missing their roof after a tornado

We’ve Collected More Than $950 Million For Policyholders

We’ve collected more than $950 million in settlements for commercial and residential policyholders. Insurance companies often hold back as much as they think they can get away with, but our team will work hard to make sure they pay out what you are due. With our knowledge of the law, our knowledge of the insurance industry, and our trusted reputation, you won’t find stronger defenders for your rights.

We Get Great Results For Our Clients

Results vary and depend on the facts of each case.

$90,000,000

Hurricane disaster and storm surge litigation recovery.

$35,000,000

Hurricane rain and wind pre-litigation settlements

$10,000,000

Hurricane rain and wind claim litigation recovery.

$5,500,000

Pre-suit settlement for hurricane damage to a marina. The prior settlement offer was $1,200,000.

$4,000,000

Additional recovery for a hurricane-damaged hospital.

$3,800,000

Recovery for hurricane damage to a shopping center. The prior settlement offer was $445,000.

$3,500,000

Pre-suit settlement for damage to multi-owner residential property.

$3,000,000

Business interruption pre-suit settlement for Hurricane losses. Prior offer was $350,000.

The Insurance Adjuster Is Not Your Friend

When you first meet them, insurance adjusters will come off kind and friendly. They’ll strive to appear understanding. When you don’t accept a lowball offer, however, they can turn to bullying or deny your claim outright. Our team of property damage lawyers knows how to gather evidence and put together a detailed assessment of the damage you’ve suffered. If we have to, we’ll go to court to make the insurance company pay.

Tornado Damage: Frequently Asked Questions

When your claim gets denied, you may feel helpless and be confused about what to do next. A qualified, experienced tornado damage lawyer can help guide you and fight for the settlement you deserve.

There are many reasons why claims are denied. In truth, insurance companies often look for reasons to deny claims because they don’t make money by paying out huge settlements. If your claim was denied and the insurance company didn’t give you a reason, call the Disaster Insurance Claims team at Long & Long Attorneys At Law for help.

This is a big question we get all the time. The most common reason for denials is that some or all of the damage isn’t covered by your policy for some reason. We’ll be happy to review your policy for free and let you know if your damage should be covered.

While every claim is different, our attorneys strive to secure the maximum settlement amount possible as quickly as possible. We know our clients need the money that is owed to them in order to begin rebuilding their lives, and this is not something we take lightly. While we will never sacrifice the money you need for a quick turnaround, you can be assured we will do everything in our power to put pressure where it’s needed and ensure you’re taken care of.

Our Disaster Insurance Claims attorneys at Long & Long don’t charge any fees unless they secure a settlement for you. Have your policy reviewed at no cost to you, and then sit back while our team handles negotiations and legal proceedings for you.

5 Stars

We Are 5 Star Rated

I am a Hurricane Laura and Delta victim from Lake Charles, LA. After receiving NOTHING from my homeowners insurance company I was forced to get a lawyer. My health wouldn’t allow me to fight them myself. My attorney Cate Biggs was such a blessing. To have such good representation and having never met her was a relief. Her team was just as good as she was. I have never had a lawyer for anything like this and although I hope I never need another for this reason but if I do Long and Long will be representing me again. God bless them all.

D’Awndra Kirkwood

We want to thank the team at Long & Long for helping us through our Hurricane claim. From the initial phone call we had with Long & Long, to our updates from our attorney, and everyone on the team in between; we were treated like royalty. We wish we had called sooner. We would recommend them to any of our friends and family. Thank you Long & Long!

Mike Dupre

My home was damaged in Hurricane Laura and like pretty much everyone in our area, the repairs were underestimated by my insurance company. Realizing I was out of my depth I contacted Long and Long for assistance in keeping the insurance company honest in holding up their end of our agreement, returning my home to its pre-damage condition. My attorney, Cate Biggs, and her whole team worked tirelessly on my behalf through this process and made sure I was "done right" by my insurance company. I hope I never need to work with Long and Long again, but should I ever find myself on the wrong [end] of an insurance companies' malfeasance, I will not hesitate to give them a call.

Chris T.

Our home was extremely damaged and flooded after Hurricane Sally. I was at a complete loss of how to navigate through the process of making spreadsheets or how to handle our flood and wind claims. Cate and her team did a wonderful job helping me. They handled everything and I was very pleased with the settlements they got for us. I would definitely recommend them!

Beverly Ford

Long & Long completely exceeded my expectations. I didn’t know that anyone needed a lawyer when you have an insurance claim, but you do. Long & Long explained everything that was owed to me under my fire insurance contract and made sure the insurance company paid it. Long & Long knocked it out of the park on my settlement.

Russel Vaughn

Bennett Long represented my company and me in a complex property damage and lost income claim. His knowledge and capabilities far exceeded all my expectations. The entire staff at Long and Long are professional and friendly. After handing over to them one of the most difficult business challenges I've faced, not once did I question their abilities or dedication to work towards what was best for me, the client. I am extremely happy with the outcome and shudder to think where I might be without their expertise and ability. Working with Long and Long is one of the best decisions I've ever made.

Moreland Machinery

Steps to Take if You’ve Suffered Tornado Damage

It’s important to take these steps to be sure your claim is in good standing to be settled.

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Document All Damage

Take notes and a lot of photographs from as many angles as you can. The more detail you can document, the better.

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Don't Count on Contractor Bids

Submitting a contractor bid could leave you in the lurch if a contractor inflates their prices after they start working.

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Watch Out for Insurance Penalties

If you're underinsured, you could find yourself paying penalties that drastically reduce your settlement.

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Call a Tornado Insurance Claims Attorney

Calling an attorney can give you the best shot at getting the maximum insurance settlement for the losses you've suffered.

Common Reasons Tornado Damage Claims Are Denied

An insurance company will sometimes claim that water damage to your home requires flood insurance, or fire damage requires another type of insurance. If this is the case, we may be able to fight to get you a settlement.

Your insurance company might claim that a lot of the damage is “just cleanup,” which is an incidental cost. The truth is, a tree falling through your house isn’t just cleanup, and a tornado damage attorney can often challenge such denials.

Sometimes, the insurance adjuster will claim that your damage isn’t as serious or costly as you say it is, and deny your claim on that basis. An experienced tornado property damage lawyer can help you put together a solid assessment of the damage to fight for a settlement.

The most frustrating kinds of denials are those that don’t come with an explanation. Call our Disaster Insurance Claims team at Long & Long Attorneys At Law, and we may be able to force the insurance company to explain its actions, and then fight back to get you the settlement you need.

Never Trust the Insurance Adjuster

The insurance adjuster can’t be trusted to do the right thing. Let us offer you a detailed assessment of the damage to your structure and contents. We’ll account for the real damage and work hard to hold the insurance company responsible for paying the settlement you’re due.