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A tornado moving through Mississippi.

Was Your Home Damaged by a Tornado?

Our experienced Disaster Insurance Claims attorneys are dedicated to helping you collect the money you need from the insurance company to begin moving forward after a tornado strikes.

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Mississippi is in a tornado-prone area and experiences several tornadoes a year, especially during the spring and summer months. In 2020 alone, Mississippi was hit by 100 tornadoes that caused injuries, fatalities, and over $98 million in property damage.

If you’ve experienced damage to your home or business because of tornadoes, the compassionate Disaster Insurance Claims Team at Long & Long Attorneys At Law can help. Our Mississippi tornado insurance claims lawyers will work with you to complete your insurance claim and fight for the compensation you deserve for your losses. Call the Disaster Insurance Claims Team at Long & Long Attorneys At Law to get started with your free policy review today.

Getting Help Is Easy!

All it takes is a phone call to get our experienced team on your side to help you seek the compensation you deserve for your losses.

You Deserve Compensation

Disaster insurance is designed to protect your home and property from natural disasters, including tornadoes. We’re here to fight for what you’re entitled to recover.

Get Your Free Policy Review

You won’t have to worry about paying for our services unless we win for you. Get started with your free policy review today.

We Understand What You’re Going Through

When your home or business is damaged in a tornado, it’s a traumatic experience. Our Mississippi tornado insurance claims lawyers know what you’re going through because we’re going through it, too. We live and work on the Gulf Coast, and we’ve seen the devastation that tornadoes can cause. That’s why we want to do what we can to help property owners in our community get the compensation needed to get back on their feet.

The Disaster Insurance Claims Team at Long & Long Attorneys At Law has been fighting for the rights of home and business owners for years, so we know the process inside and out. We’ve secured compensation for thousands of tornado claims, hurricanes, and other natural disasters, and we can help you seek to recover what you need in your Mississippi tornado claim.

A severely damaged home in Mississippi after a tornado

Do I Have a Case?

If you purchase insurance to protect you during tornadoes and other natural disasters, you’re entitled to money for your losses.However, insurance companies can be overwhelmed with claims following a disaster and may try to settle your claim quickly and inexpensively.

Here are some reasons your tornado claim may be denied:

An insurance adjuster may consider most of your damage to be cleanup, which your policy may not cover.

Your policy may have exclusions that include your losses, leading the insurance company to deny your claim.

Your adjuster may claim that your estimated damaged property values are incorrect, leading to a lower compensation amount.

In some cases, your claim may be denied without any reason, leaving you even more confused and frustrated.

Have You Experienced Property Damage From a Tornado?

If your home or business was damaged in a tornado in Mississippi, our team will fight for the compensation you’re entitled to for your losses.

What To Do After a Tornado

Following the proper steps and filing your insurance claim after a natural disaster are important for maximizing your compensation. Here’s what you should do after a tornado:

  1. Contact your insurance company to report the disaster and start your claim. Don’t wait long!
  2. Document all the damage before cleaning or repairing anything. Take pictures and videos of the items and their location. Be sure to avoid putting yourself in a dangerous situation to minimize further damage, such as walking on a floor that may collapse.
  3. Don’t start cleaning or doing repairs until you speak with the insurance company. You have to wait for the adjuster and may need to get permission from the contractors you use.
  4. Be direct and firm with the insurance company. If you receive a lowball offer, contact our Disaster Insurance Claims team for help in seeking fair compensation for your losses.
Brick home damaged by a tornado in Mississippi

Frequently Asked Questions

The compensation you receive for your tornado damage is determined by your specific policy, the nature of the damage, and the value of the items that were damaged. Because of this, you should keep thorough records of the damage your property sustained and any receipts from original purchases, replacement purchases, or repair costs. When you work with us, our attorneys will dive into the details of your circumstances to determine the maximum compensation amount you are entitled to collect and will compile all the evidence necessary to back your claim up and ensure the best possible chance of success.

Insurance policies can be complex, especially with natural disasters. You may have limitations or exclusions that affect your compensation. Be sure to ask your insurance company about the specifics of your policy to ensure you get fair compensation. If you’re worried about your claim, contact our Mississippi tornado insurance claims lawyers to see what options are available to you.

The amount of time it will take you to get paid for your Mississippi tornado damage depends on how much damage your home or business sustained, the specifics of your policy, and how busy the insurance company is with other disaster claims. If you have to appeal a denial, you may wait longer for payment for your claim. It is in your best interest to hire a disaster insurance attorney to help you move things along quickly and efficiently so you can focus on getting your life back on track while your attorney ensures you seek the maximum compensation amount for your losses in a timely manner.

If you can no longer live in your home and need to find temporary housing, your insurance company may provide some of the money for living expenses. You may also receive funds for temporary repairs needed to make your home livable. However, you have to be very careful about who you use for repairs. Additionally, you’ll need to keep complete records of how much you spent to provide accurate information to the insurance company.

Insurance companies can become overwhelmed when a disaster strikes and affects many of their policyholders. Their goal is to get claims settled quickly and cheaply, so you can be left with a lowball offer that doesn’t cover your losses. If this happens, be sure to contact our insurance claims attorneys to find out about your options and get guidance on how to maximize your claim.