Termites can cause serious damage to any building, whether it’s your home or your business. This damage can even be so severe that the building becomes unsafe to occupy. Making a termite damage claim can help you get the compensation you need to move forward. Our Houston, TX, termite insurance claims lawyers at Long & Long Attorneys at Law can help you get the most out of your claim so you get the money you need to rebuild.
You Deserve Payment
Termite damage isn’t something you can simply get over. You deserve compensation, and we’ll work to push the insurance company in your favor.
No Upfront Costs
When you work with us, it won’t cost a thing to get started. In fact, we won’t charge you a penny until we’ve won your case.
We Know Termite Damage Can Be Devastating
People often underestimate the power of termites and the damage they can cause. We know how bad it can be dealing with a building that’s no longer safe to occupy. Sometimes, people don’t even discover they have a termite problem until the foundation weakens or the roof caves in. That’s bad enough, but insurance companies denying your claim can make the situation monumentally worse. The Disaster Insurance Claims team at Long & Long Attorneys at Law will work tirelessly to make sure you get the settlement you deserve.
We’ve Won More Than $950 Million for Our Previous Clients
Throughout our history, we’ve secured more than $950 million in collective settlements for our clients. With that kind of experience and knowledge on your side, you’ll be in the best position to file a successful termite damage claim.
We Get Great Results For Our Clients
Results vary and depend on the facts of each case.
$90,000,000Hurricane disaster and storm surge litigation recovery.
$35,000,000Hurricane rain and wind pre-litigation settlements
$10,000,000Hurricane rain and wind claim litigation recovery.
$5,500,000Pre-suit settlement for hurricane damage to a marina. The prior settlement offer was $1,200,000.
$4,000,000Additional recovery for a hurricane-damaged hospital.
$3,800,000Recovery for hurricane damage to a shopping center. The prior settlement offer was $445,000.
$3,500,000Pre-suit settlement for damage to multi-owner residential property.
$3,000,000Business interruption pre-suit settlement for Hurricane losses. Prior offer was $350,000.
Frequently Asked Questions
Termite insurance claims can be denied for a variety of reasons. Insurers may claim that you weren’t covered for termites in the first place, or that the damage you’re claiming doesn’t reflect the damage you’ve sustained. Insurance companies will always try to pay you less than you deserve, so you need a lawyer to fight for your rights.
Dealing with an insurance company on your own rarely works out in your favor. It’s always best to get a Houston termite insurance claims lawyer on your side to combat the lawyers that insurance companies will put against you if you fight your denial. Having an attorney of your own is the best way to get the settlement you deserve.
When you work with us, a termite lawyer doesn’t cost anything until we’ve won your case. From your policy review to presenting your claim in court, if it goes that far, you won’t owe us a penny unless you’ve already been paid.
Most of the time, these cases don’t go to court. Typically, both the claim holder and the insurance company want to avoid the time and stress of a trial, so they’ll settle outside of court. If your case does go to court, however, we’ll fight for you every step of the way.
We Are 5 Star Rated
I am a Hurricane Laura and Delta victim from Lake Charles, LA. After receiving NOTHING from my homeowners insurance company I was forced to get a lawyer. My health wouldn’t allow me to fight them myself. My attorney Cate Biggs was such a blessing. To have such good representation and having never met her was a relief. Her team was just as good as she was. I have never had a lawyer for anything like this and although I hope I never need another for this reason but if I do Long and Long will be representing me again. God bless them all.
We want to thank the team at Long & Long for helping us through our Hurricane claim. From the initial phone call we had with Long & Long, to our updates from our attorney, and everyone on the team in between; we were treated like royalty. We wish we had called sooner. We would recommend them to any of our friends and family. Thank you Long & Long!
My home was damaged in Hurricane Laura and like pretty much everyone in our area, the repairs were underestimated by my insurance company. Realizing I was out of my depth I contacted Long and Long for assistance in keeping the insurance company honest in holding up their end of our agreement, returning my home to its pre-damage condition. My attorney, Cate Biggs, and her whole team worked tirelessly on my behalf through this process and made sure I was "done right" by my insurance company. I hope I never need to work with Long and Long again, but should I ever find myself on the wrong [end] of an insurance companies' malfeasance, I will not hesitate to give them a call.
Our home was extremely damaged and flooded after Hurricane Sally. I was at a complete loss of how to navigate through the process of making spreadsheets or how to handle our flood and wind claims. Cate and her team did a wonderful job helping me. They handled everything and I was very pleased with the settlements they got for us. I would definitely recommend them!
Long & Long completely exceeded my expectations. I didn’t know that anyone needed a lawyer when you have an insurance claim, but you do. Long & Long explained everything that was owed to me under my fire insurance contract and made sure the insurance company paid it. Long & Long knocked it out of the park on my settlement.
Bennett Long represented my company and me in a complex property damage and lost income claim. His knowledge and capabilities far exceeded all my expectations. The entire staff at Long and Long are professional and friendly. After handing over to them one of the most difficult business challenges I've faced, not once did I question their abilities or dedication to work towards what was best for me, the client. I am extremely happy with the outcome and shudder to think where I might be without their expertise and ability. Working with Long and Long is one of the best decisions I've ever made.
Important Steps to Take After You Notice Termite Damage
In the wake of discovering termite damage, there are several steps you need to take to ensure that you’re in the best position to get compensation. Whether you noticed the damage based on the poor condition of some exterior wood or a caved-in roof, the steps remain the same:
Document the damage by taking notes and pictures.
Recording all damage and losses will be important in proving you deserve compensation.
Don't implement contractor bids into your claim, as they often raise prices after beginning work.
Contractors can raise their prices after you start working. It’s important to not base your claim off their bid, or you may not get all the money you need.
Keep an eye out for underinsurance penalties.
If you don’t have a sufficient policy, the insurance company can fine you, affecting your final settlement.
Reasons Termite Damage Claims Get Denied
The insurance company may deny your claim, saying you should have known about the infestation and taken the appropriate action to fix your situation.
Insurance adjusters often try to tell policy holders they cannot get compensation because they do not have sufficient coverage. Our attorneys can look over your policy at no cost to you and determine what you really deserve.
The insurance company may say your damages are not bad enough to require compensation. Our lawyers will assess your damage ourselves to make sure you seek every penny you’re entitled to.
If you hired a pest control company to exterminate your infestation, the insurance company may claim the liability for your losses falls on the exterminators.
Insurance adjusters get away with denying perfectly good claims all the time. They may think they can get away with denying yours without even giving you a reason. However, you know better. You came to the Disaster Insurance Claim website, because you know you deserve more, and we want to help you get it. Call us today to learn more.
Don’t Rely on Insurance Adjusters
When insurance adjusters respond to your claim, don’t trust them to act in your best interest. They work for a for-profit company that makes money by denying as much of your claim as possible.