Termites can cause serious damage to any building, whether it’s your home or your business. This damage can even be so severe that the building becomes unsafe to occupy. Making a termite damage claim can help you get the compensation you need to move forward. Our Houston, TX, termite insurance claims lawyers at Long & Long Attorneys at Law can help you get the most out of your claim so you get the money you need to rebuild.
You Deserve Payment
Termite damage isn’t something you can simply get over. You deserve compensation, and we’ll work to push the insurance company in your favor.
No Upfront Costs
When you work with us, it won’t cost a thing to get started. In fact, we won’t charge you a penny until we’ve won your case.
We Know Termite Damage Can Be Devastating
People often underestimate the power of termites and the damage they can cause. We know how bad it can be dealing with a building that’s no longer safe to occupy. Sometimes, people don’t even discover they have a termite problem until the foundation weakens or the roof caves in. That’s bad enough, but insurance companies denying your claim can make the situation monumentally worse. The Disaster Insurance Claims team at Long & Long Attorneys at Law will work tirelessly to make sure you get the settlement you deserve.
We’ve Won More Than $950 Million for Our Previous Clients
Throughout our history, we’ve secured more than $950 million in collective settlements for our clients. With that kind of experience and knowledge on your side, you’ll be in the best position to file a successful termite damage claim.
Frequently Asked Questions
Termite insurance claims can be denied for a variety of reasons. Insurers may claim that you weren’t covered for termites in the first place, or that the damage you’re claiming doesn’t reflect the damage you’ve sustained. Insurance companies will always try to pay you less than you deserve, so you need a lawyer to fight for your rights.
Dealing with an insurance company on your own rarely works out in your favor. It’s always best to get a Houston termite insurance claims lawyer on your side to combat the lawyers that insurance companies will put against you if you fight your denial. Having an attorney of your own is the best way to get the settlement you deserve.
When you work with us, a termite lawyer doesn’t cost anything until we’ve won your case. From your policy review to presenting your claim in court, if it goes that far, you won’t owe us a penny unless you’ve already been paid.
Most of the time, these cases don’t go to court. Typically, both the claim holder and the insurance company want to avoid the time and stress of a trial, so they’ll settle outside of court. If your case does go to court, however, we’ll fight for you every step of the way.
Important Steps to Take After You Notice Termite Damage
In the wake of discovering termite damage, there are several steps you need to take to ensure that you’re in the best position to get compensation. Whether you noticed the damage based on the poor condition of some exterior wood or a caved-in roof, the steps remain the same:
Document the damage by taking notes and pictures.
Recording all damage and losses will be important in proving you deserve compensation.
Don't implement contractor bids into your claim, as they often raise prices after beginning work.
Contractors can raise their prices after you start working. It’s important to not base your claim off their bid, or you may not get all the money you need.
Keep an eye out for underinsurance penalties.
If you don’t have a sufficient policy, the insurance company can fine you, affecting your final settlement.
Reasons Termite Damage Claims Get Denied
The insurance company may deny your claim, saying you should have known about the infestation and taken the appropriate action to fix your situation.
Insurance adjusters often try to tell policy holders they cannot get compensation because they do not have sufficient coverage. Our attorneys can look over your policy at no cost to you and determine what you really deserve.
The insurance company may say your damages are not bad enough to require compensation. Our lawyers will assess your damage ourselves to make sure you seek every penny you’re entitled to.
If you hired a pest control company to exterminate your infestation, the insurance company may claim the liability for your losses falls on the exterminators.
Insurance adjusters get away with denying perfectly good claims all the time. They may think they can get away with denying yours without even giving you a reason. However, you know better. You came to the Disaster Insurance Claim website, because you know you deserve more, and we want to help you get it. Call us today to learn more.
Don’t Rely on Insurance Adjusters
When insurance adjusters respond to your claim, don’t trust them to act in your best interest. They work for a for-profit company that makes money by denying as much of your claim as possible.