When a building suffers from termite damage, the outcome can be so severe that the building itself becomes unstable and unsafe to inhabit. You can make a termite damage claim to get the compensation you need to rebuild, but insurance companies don’t often pay what you’re owed. That’s where the Orange Beach, AL, termite insurance claims lawyers at Long & Long Attorneys At Law can help. We’ll work with you to help you seek the compensation you need to move forward.
Finding Help Is Simple
When you’re looking for help with your termite claim, all you have to do is contact our team. We’ll take care of the rest.
You Deserve Justice
Not getting the money you need can be devastating. We’ll fight the insurance company for the compensation you deserve.
Contingency Fee Basis
We work on a contingency fee basis, so we won’t charge you a thing unless we win your case. We don’t get paid until you do.
We Know How Devastating Termite Damage Can Be
Termite damage is destructive to property, and a termite infestation may not even be detected until it’s already too late. There are some instances in which building owners don’t notice termite damage until the roof caves in. Dealing with this kind of damage is hard enough without the insurance company denying your claim. If the insurance company denies you or tries to short you on the amount of compensation you deserve, the Disaster Insurance Claims team at Long & Long Attorneys At Law is standing ready to help.
We’ve Won Our Clients More Than $500 Million in Settlements
Throughout our history, we’ve secured more than $500 million in collective settlements for our clients. With that kind of experience and knowledge on your side, you’ll be in the best position to file a successful termite damage claim.
Frequently Asked Questions
When a termite damage claim is denied, insurance companies can give a variety of reasons. They may claim that you should’ve known about the infestation before it got so bad, or they may claim that you’re overestimating the cost of the damage. Sometimes they may not even give a reason, so it’s always best to have a lawyer willing to fight for your case.
You’ll always want a lawyer on your side when you go up against insurance companies. They’ll have lawyers who will come at you hard if you try to challenge their denial of your claim, so you need an experienced attorney on your side to help you fight back.
Every insurance policy is different, and you may have to go over yours with a lawyer to discover exactly what you’re covered for. When you call us, we will review your insurance policy at no cost to you to help you determine if you can be compensated.
The Orange Beach, AL, termite insurance claims lawyers at Long & Long Attorneys At Law won’t cost you anything unless you’ve been paid, as we strictly operate on a contingency fee basis.
The vast majority of these cases never go to court. Insurance companies rarely want to dedicate the time and resources to a court case, so they’ll likely settle beforehand. If your case does go to court, however, we’ll be by your side throughout the entire process.
What You Can Do About Termite Damage in Orange Beach, AL
When you discover termite damage, you’ll need to take a few steps to put yourself in the best position for compensation. Here are the most important things to do in the wake of a termite infestation:
Document the damage.
Take pictures of damaged areas and detailed notes about the infestation.
Don't rely on contractor bids.
Contractors often lowball you on repair costs and raise their prices after work has started. Make sure your insurance claim reflects the actual costs.
Watch out for penalties for being underinsured.
Some insurance companies assess penalties if you're underinsured.
Reasons Your Claim May Get Denied
Insurance companies can deny your claim for a variety of reasons. Here are some of the most common reasons they may provide:
The insurance company may claim that you should have known about the infestation and taken the proper action to eliminate the threat, and because you didn’t, you are not eligible for compensation for the damage the infestation caused.
Insurance companies often try to tell their claim holders that they don’t have sufficient coverage on their policy to be able to receive a settlement. Let an experienced Disaster Insurance Claims attorney look at your policy and tell you what you’re really owed.
A classic tactic the insurance company might try to use is undervaluing your damages. That’s why our team will do our own assessment and make sure you are seeking every penny you’re entitled to.
If you hired a pest control company to exterminate the termites in your home or business, the insurance company may try to shift liability of your damages onto them.
Insurance adjusters get away with denying claim holders the compensation they deserve all the time. They may think they can get away with denying your claim without even giving you a reason, but you’re smarter than that. You came to the Disaster Insurance Claim team of Long & Long because you know you deserve more. Call us today, and let’s fight them together.
Insurance Adjusters Aren’t On Your Side
When insurance adjusters respond to your claim, remember who they work for. They’re not looking out for your best interest. Their job is to secure as much money for the insurance company as possible, which happens by denying you as much of your deserved compensation as they think they can get away with.
Our job is to make sure you get the money you are owed. Our team will do our own assessment of your losses and fight back against the insurance adjusters on your behalf to seek the compensation you are really entitled to.