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house with termite damage near the roof

Have You Suffered Termite Damage in Mobile, AL?

Let us take on the insurance company and fight for the money you need to restore your property!

Get Your FREE Policy Review

Termite infestations can make your home a danger to live in. You might even lose the entire house. What’s worse, fixing the issue can be expensive and dealing with your insurance company will likely be difficult. If the insurance company offers you less than you deserve or denies your claim altogether, knowing what to do next can be scary and frustrating.

That’s where Disaster Insurance Claims at Long & Long Attorneys At Law comes in. Our Mobile, AL, termite insurance claim lawyers can take on the fight and work toward the money you need to rebuild your home.

Help Is Just One Call Away

All you need to do to get started is give us a call. We’ll start looking at your policy right away and help you determine your options.

Fighting for Your Rights

We’ll make sure your rights are protected while we take on the insurance company to fight for the maximum settlement you’re owed.

No Upfront Costs

Your policy review is 100% free and there’s no charge at all if we don’t recover a settlement for you.

We Understand How Scary This Is

When you’re looking at major structural damage from a termite infestation, it’s a terrifying thing. You rely on your insurance company to take care of the problem and give you the money you need to rebuild.

But if they aren’t willing to fully cover the damage or if they deny your claim altogether, you face an uncertain future and huge out-of-pocket expenses. We’ve seen it before, and we understand what you’re going through. Our Mobile, AL, termite damage attorneys are experienced in getting insurance companies to pay homeowners what they’re truly owed for their losses. We’re ready to review your policy and help you navigate every step of the way.

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Termite Insurance Claim FAQs

Insurance companies deny claims for a wide range of reasons, and every case is different. Your Mobile, AL, termite repair claim may have been denied because the insurance company didn’t think the damage was that bad or they may even try to blame you. Whatever the case may be, don’t lose hope. Disaster Insurance Claims at Long & Long Attorneys At Law is ready to review your claim and help you fight back.

You technically aren’t required to hire a lawyer, but having an experienced attorney in your corner will make dealing with your insurance company easier and give you the best chance of maximizing the value of your claim.

Whether your policy covers your termite damage depends on how it’s structured. Insurance companies sometimes write in loopholes that make it easy for them to escape liability or make the terms extremely complicated to understand. We’re ready to step up, review your policy, and work hard to get you the money you’re owed under your specific policy.

There’s no cost whatsoever for your initial policy review. After that, you only pay if we recover money for you.

Each claim is unique. Some are able to be settled very quickly, while others can take some time and can even require going to court to resolve. To have the best understanding of how long your claim may take, it’s important to give our attorneys a call so we can evaluate your situation.

We’ve Recovered Over $500 Million for Policyholders

We’re dedicated to helping homeowners and business owners understand what they’re entitled to under their insurance policies and get the money they need when disaster strikes. With our in-depth knowledge of the insurance industry and our history of recovering millions for our clients, we’re ready to take on your Mobile, AL, termite insurance claim. All you have to do is reach out to us for a free policy review today.

What to Do for a Mobile, AL, Termite Damage Claim

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Document the Full Damage

Create as much documentation as you can. Take pictures from every height and angle. Make detailed notes.

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Don't Count on a Contractor's Bid

Contractor bids don't account for unforeseen circumstances, and your final cost could be much higher than the bid.

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Be Careful About Underinsurance Penalties

Insurance companies often hit policyholders with heavy penalties if they’re underinsured. This can result in your settlement being lower than you expect.

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Call a Mobile, AL, Termite Attorney

Call an attorney right away. This will help you avoid critical mistakes and ensure your insurance company doesn’t take advantage of you.

Common Reasons Termite Claims Get Denied

Your insurance company may claim that your policy doesn’t include coverage for termite damage. If it denies the claim based on a lack of coverage, let us take a look at your policy and see if there’s something that can be done.

Often, insurance companies will claim that you knew or should have known about the issue and acted to take care of it. If this is the case, we may be able to help you prove that the issue isn’t your fault and that they need to cover the damage.

Passing the buck is a common insurance company tactic used to claim that your damage is actually someone else’s fault. For example, if you hired a pest control company and the damage happened, your insurance company might deny your claim and tell you to sue the other company. We can help to determine the true story and whether your insurance company may also be responsible for your damages.

The insurance company might claim that you’re asking for too much money, and that the damage isn’t as bad as you say it is. Let us help you gather evidence to support your claim and challenge the denial for the full amount you’re rightfully owed under your policy.

Many times, an insurance company will simply deny your claim without giving you a clear reason at all. When this happens, we may be able to step in and force the insurance company to provide a rationale for their denial. Then, we’ll be ready to fight back.

Don’t Rely on Your Insurance Adjuster After Suffering Termite Damage in Mobile, AL

Insurance claim adjusters are not your friend. When you’re facing a denial of a termite damage claim, contact our Mobile, AL, termite insurance claim lawyers to help you gather evidence, present a damage assessment, and fight for the full settlement you need and deserve.